August 7, 2008
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The Working Bank for Working People
Re-Order Checks
Click here to reorder your checks online!
What's New?
Lost or Stolen Credit/Debit Card? Please call 1-800-VISA-911 to report a VISA debit or credit card 24 hours a day. Please call 1-800-MC-ASSIST to report a lost or stolen MasterCard. You will need your credit card number.
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FREE Internet Banking & Bill Pay

Home Equity Line of Credit

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Direct Deposit
If you are tired of rushing to the bank with your paycheck, then direct deposit is for you. It's easy and free. Most employers now offer direct deposit payroll. Sign up your company payroll office today.

If your employer does not provide this time saving benefit, then First National Bank can help. Ask your payroll manager to contact FNB about Direct Deposit.

Safe Deposit Boxes
Enjoy peace of mind for pennies a day with a safe deposit box. Store your important documents and valuables inside one of our bank vaults in Paragould, Jonesboro, or Corning. You may access your safe deposit box during regular business hours. Various sizes are available beginning at a cost of $15.00 annual rental fee.

Miscellaneous Services & Fees
As of July 1, 2006

ATM Transaction Fees   
for a FNB cardholder at a FNB ATM:  No Fee  
for a FNB cardholder at a non-FNB ATM:  $1  
for a non-FNB cardholder at a FNB ATM:  $2 or 2% (whichever is less)  
Cashiers Check:  $5 each  
Check reject fee:  $1 per item  
Check Cashing fee for non-FNB customers:  $5 per check  
Checking Inactivity Fee*:  $4 per month  
Collection Items (Incoming/Outgoing):  $10 per item  
Do Not Mail Statement fee:  $5 per month  
Dormant Account Fee:  $2 per month (Accounts that are inactive for 12 consecutive months are considered dormant)  
FirstCA$H card fee:  no monthly fee for up to 2 cards per account  
FirstCA$H card replacement fee:  no monthly fee for up to 2 cards per account  
Insufficient Funds Paid Item Fee (NSF fee):  $25.00 per item  
Insufficient Funds Returned Item Fee (NSF Fee)  $25.00 per item  
Money order:  $3 each  
Notary Public Service:  $1 per item  
Personalized Printed Checks:  Prices vary by style- see bank for prices 
Research fees   
Research time:  $25 per hour (one hour minimum)  
Copies of research items:  25¢ per item  
Stop Payment Request:  $2 each  
Special Request Statement:  $5  
Special Request Statement with check images:  $20 each  
Statement balancing fee:  $25 per hour (one hour minimum)  
Tax Levy or Garnishment:  $25 each  
Travelers Checks:  $1 per $100  
Visa Check Card:  no monthly fee for up to 2 cards per account  
Visa Check Card replacement fee:  $5 per card  
Wire Transfer Fee:  $15 each per outgoing wire  
NSF Stop Payment Request:  $25 each  

* Checking inactivity fee applies if a checking account maintains less than $100 balance AND is inactive for 60 days or longer.

First National Bank • Equal Housing Lender • Member FDIC

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